Who should be on the hook when a soccer ball destroys a neighbor's prized possession?

Pay Dirt is Slate’s money advice column. Have a question? Send it to Kristin and Ilyce here. (It’s anonymous!) Dear Pay Dirt, A month ago, our 10-year-old son “Adam” accidentally kicked a soccer ball into our neighbor’s yard. Ever since, my wife “Ell... [2579 chars]