A self-employed couple already had to dip into retirement savings for health costs. Now, they are skipping vacations and canceling streaming to afford health insurance.
Parveen Vohra and Ken Warner had an expensive year in 2025. They're in their mid-50s, and they live in Manchester, Conn., with two dogs and three cats. They're both self-employed, Vohra as a mental health counselor and Warner as an independent sci-fi... [4570 chars]

