Why paying more for day 1 health insurance cover may actually save you more if someone has a pre-existing disease

August 10, 2025

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1 min read

If someone with a pre-existing condition wants to skip the usual waiting period so as to be able to claim immediately, the insurance company will charge an extra premium to cover the added risk if it's acceptable to them

If your health insurance has a waiting period of two or three years for pre-existing diseases, it means that you cannot make a claim for those conditions during that time As we know, if you have any health condition, insurance companies do not normal... [4700 chars]

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