:max_bytes(150000):strip_icc()/GettyImages-2245906783-28c82944059e46c196bb726690d7e67b.jpg)
The housing market in 2026 will be shaped by several key trends, including a modest dip in mortgage rates, increasing interest in ARM loans and new-home construction, and regional market differences.
Home sales remained near historic lows in 2025, as high housing costs and elevated mortgage rates continued to keep buyers on the sidelines. But housing affordability is expected to improve in 2026—if only slightly.
That could create an opportunity f... [4819 chars]