Lenders are beginning to use VantageScore 4.0, which factors in consumer data not currently considered in the score that's been used with mortgages for decades.
Catherine Delahaye | Getty
There's a shift going on with credit scores in the homebuying process that consumers may want to be aware of.
Mortgage lenders are now permitted to use a credit score called VantageScore 4.0 as part of their underwriting pr... [5306 chars]